Earning points

Programs that pay you in points

Sorted by what the points are actually worth per litre, not by the headline number. A big points figure on a cheap point is worth less than a small one on a good point.

Where	You earn	Worth per litre	Conditions
Shell (Reddy Express) Flybuys	4c/L or 8 pts/L	4.0c/L	Flybuys or docket, not both
Shell (Reddy Express) Flybuys	3 pts per $1	3.6c/L	Pay via the Scan Pump Save app
Shell OTR Flybuys	3 pts per $1	3.6c/L	Pay via the OTR app
Ampol Foodary Everyday Rewards	1 pt per $1	1.2c/L	Scan card at Ampol Foodary
Shell (Reddy Express) Flybuys	1 pt per $2	0.6c/L	In-store or at the pump
Shell OTR Flybuys	1 pt per $2	0.6c/L	In-store or at the pump
7-Eleven Velocity	Up to 2 pts/L	varies	Scan Velocity card or My 7-Eleven app
7-Eleven Velocity	250 pts	varies	First eligible 7-Eleven purchase
BP Qantas	150 pts	varies	Link a card, spend $70+ at bp
BP Qantas	Up to 2 pts/L	varies	Free to join BP Rewards
Caltex Caltex Rewards	Up to 2 pts/L	varies	Free loyalty program signup
Caltex Caltex Rewards	250 pts + 2x pts	varies	Join in CaltexGO, then first fill
Shell RACV	5% off	varies	RACV members, buy online/app

How the "worth per litre" column is worked out. Flybuys and Everyday Rewards points are costed at 0.5c each — 2,000 points = $10 in store, the rate both programs publish. A dollar buys 0.415 litres at the current national ULP 91 average of 241.2c/L, which is what lets a points-per-dollar rate be compared with a cents-off deal at all. Qantas and Velocity show varies on purpose: neither publishes a fixed cash redemption, so their value depends entirely on how you redeem, and any single figure here would be invented.

Taking the discount

Programs that take cents off instead

No conversion needed — these come straight off the pump price. Compare them directly against the right-hand column above.

Where	You save	Worth per litre	Conditions
7-Eleven Linkt	26c/L	26.0c/L	Take 10+ toll trips in October
7-Eleven 7-Eleven	Up to 25c/L	up to 25.0c/L	Lock in today's fuel price
Shell OTR OTR	Up to 20c/L	up to 20.0c/L	Instant win via OTR app
BP Uber	Up to 12c/L	up to 12.0c/L	Uber Pro tier-based discount
Ampol Foodary Ampol Energy	10c/L	10.0c/L	Ampol Energy account holders
Caltex RAA	Up to 10c/L	up to 10.0c/L	RAA members, scan card at Caltex
Shell (Reddy Express) Flybuys	10c/L	10.0c/L	Spend $20+ in-store
BP CommBank Yello	Up to 9c/L	up to 9.0c/L	Eligible CommBank Yello members
BP BP Rewards	8c/L	8.0c/L	Buy 2 eligible shop items with fuel
United Petroleum AANT	7c/L	7.0c/L	AANT app barcode, NT only
7-Eleven Linkt	6c/L	6.0c/L	Linkt toll account holders
7-Eleven 7-Eleven	6c/L	6.0c/L	Via a linked partner app
Ampol Foodary Ampol	6c/L	6.0c/L	Referred friend's first fill
Ampol Foodary Ampol	6c/L	6.0c/L	First 3 fills paid via FuelPay
Ampol Foodary NRMA	Up to 5c/L	up to 5.0c/L	My NRMA app, base/premium fuel
Ampol Foodary Lexus	5c/L	5.0c/L	Lexus Encore members
Ampol Foodary APOD	5c/L	5.0c/L	ADF members via APOD app
EG Ampol EG Club	5c/L	5.0c/L	First 3 fills as EG Club member
Ampol Foodary Everyday Rewards	4c/L	4.0c/L	Spend $30+ at Woolworths first
Better Choice Fuel RAC	4c/L off	4.0c/L	RAC WA members, show card
BP AGL	4c/L	4.0c/L	AGL home customers, activate the offer
Caltex RAC	4c/L off	4.0c/L	RAC WA members, show card
EG Ampol Everyday Rewards	4c/L	4.0c/L	Spend $30+ at Woolworths first
EG Ampol EG Ampol	4c/L	4.0c/L	Spend $5+ in-store
EG Ampol Origin	4c/L	4.0c/L	Origin Energy customers
Shell G'DAY Rewards	4c/L off	4.0c/L	G'DAY Rewards members
U-GO Everyday Rewards	4c/L	4.0c/L	Spend $30+ at Woolworths first
United Petroleum Seniors Card	4c/L	4.0c/L	Seniors Card holders

The short answer

Points or cents off?

Cents off usually wins

A 4c/L discount is 4c/L, guaranteed, today. Most points offers convert to less than that once you cost the points honestly — which is why the discount is the default right answer unless a bonus rate is running.

Bonus rates flip it

The exception is a promotional earn rate. At the top of the table those clear the typical 4c/L discount comfortably — but they're usually capped, time-limited, or need you to pay through a particular app.

Sometimes it's a dead heat

Shell (Reddy Express) offers 4c/L off or 8 Flybuys points per litre. At 0.5c a point that's 4c/L either way — exactly the same. Take the discount, since it's certain.

The real gain is stacking

Fuel discount, program points and a card offer are separate things and often apply to the same fill. Working out which combination pays most at the servo nearest you is the job PointFarm does.

See this for the servo you're actually at

This page is the national picture. The app ranks the stations near you by live price and what you'd earn with the programs you already collect — so you can see the real cost of a fill before you pull in. Free, no account needed to browse.

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PointFarm Fuel screen showing live prices and what each station earns

Also on PointFarm

Keep going

Live cheap fuel prices by suburb · Every rewards offer we track · What your points are worth · Tips & guides to earning more

Points for fuel:which program earns what.

Cents off usually wins

Bonus rates flip it

Sometimes it's a dead heat

The real gain is stacking

See this for the servo you're actually at

Points for fuel:
which program earns what.